Smart Financial Credit Union has the best CD rates for 60 month certificates of deposit at 3.5% APR (3.56% APY). Smart Financial CU has a minimum deposit requirement of $10,000 for new CD accounts to receive this high interest rate.

5 year jumbo CD rates are extremely high at 3.7% APR (3.76% APY). Calculate CD interest to estimate the potential net profit gained from a CD investment account from a this reputable NCUA insured financial institution. The NCUA is similar to the FDIC since they are both government institutions that essentially insure deposit accounts up to a certain limit (currently $250,000 per account owner).

smartcu.org reserves the right to charge a penalty for early withdrawal of funds from a CD before maturity however it’s not clearly stated how much this penalty could be on the website.

Tags: Smart Financial Credit Union Rates

5 yr cd rates Highest CD Rates