GMAC Bank has the best certificate of deposit rates for right now for CDs with a life of 3 months to 3 years. They only require $500 minimum to open a new CD account and they are FDIC insured.
Here is a list of GMAC Bank’s current CD rates:
Term
Rate
APY
3 months
3.20%
3.25%
6 months
3.68%
3.75%
9 months
3.73%
3.80%
12 months
4.16%
4.25%
18 months
4.17%
4.26%
2 years
4.35%
4.45%
3 years
4.40%
4.50%
4 [...]
Eloan has the best CD rates for 6 month CDs at 4.00% APY. Eloan has a minimum deposit requirement of $10,000. Their high CD rates also the same as Eloan Jumbo CD rates (Certificates of deposit that are $100,000 or greater).
Comparison of other banks 6 month CD rates:
Countrywide: 3.00% APY
Etrade: 2.25% APY
Eloan’s 12 [...]
AmtrustDirect has the best CD rate of 3.51% APY on 6 month CDs. The minimum deposit is only 1000 dollars. Here are some online reviews for Amtrust Direct Bank.
If you are interested in 9 month certificates of deposit then AmtrustDirect also has a great rate of 3.76% APY. E-Loan also has 9 [...]
GMAC Bank has the highest short term CD rates around at over 3.4 % APY for all of their certificates of deposit. If you want to invest your 2008 tax stimulus check money with zero risk then a CD may be right for you. Here’s a list of GMAC Bank’s current CD Rates:
Term
Rate
APY
3 [...]
Countrywide Bank again has some of the highest CD rates around. Their 6 month CD is at 4.05% APY. This applies for Certificates of Deposit with $10,000 minimum deposit.
Countrywide Bank still has the highest CD rates around at 4.45% APY on a 6 month CD with a $10,000 minimum deposit requirement. Their online savings account APY is also very high at 4.50% however this rate is variable and subject to change at any time. With a 6 month certificate of deposit you can [...]
ETrade has a great rate for a 6 month CD at 5.18% APY. Click on the link for list of all their CD rates.
It’s very easy to open an account with ETrade online. I actually switched my online savings account from Eloan to Etrade recently.
A minimum of $1000 is required to open a new [...]
Umbrella Bank has a high rate CD for 6 months at 5.13% APY. This is relatively high considering CD rates offered by other banks at the moment. A quick comparison of other 6 month CD rates:
ING DIRECT 4.70% APY
E-loan 5.06% APY
Bank of Internet 4.86% APY
Take advantage now because the Fed may cut the [...]
Eloan is offering high CD rates despite the recent interest rate cuts by the Fed. Their 3 month CD rate is at 5.01% APY and their 6 month CD rate is at 5.05% Annual Percentage Yield.
The only drawback to Eloan is their $10,000 minimum deposit requirement.
Bank of the Internet currently has a great CD rate at 5.17% APY on their 6 to 8 month CD. 12 to 17 month CD rates are somewhat less at 5.11% APY.
CD rates have dropped since the Federal Reserve cut the prime rate by 1/2 a percent. Read more about this in Investment [...]
Washington Mutual (WAMU) is offering a very high rate CD for 6 months at 5.50% APY. This is definitely one of the highest rates at a trusted well known bank. This rate only applies for CDs that are open online.
Here’s a comparison of other “big banks” to put this 6 month CD rate [...]
Bank of Internet currently has the best CD rates around. CD rates have dropped somewhat in the past few weeks. Hopefully you locked in a good rate a month or two ago. Bank of Internet is FDIC insured. Here are their current CD rates:
Personal CDs
APY
6 Month CD
4.800%
12 Month CD
5.100%
24 Month CD
5.460%
36 [...]
Countrywide Bank is offering a high rate CD of 5.40% APY for only 6 months. This is one of the best CD rates around for a 6 month CD. They do require a $10,000 minimum deposit to secure this high interest rate. Also check out their 5.40% Online Savings Account.
Currently UmbrellaBank.com has the best rate on a 6 month CD. A very good investment choice since the minimum opening deposit is only $1000.