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ING Direct’s Highest CD Rates

Published on December 25, 2009 By Best Rate Finder

ING Direct currently has the highest 12 month CD rates of 2.00% Annual Percentage Yield. Merry Christmas!

Best 1 year bank CD rates at GMAC Bank

Published on January 10, 2009 By Best Rate Finder

GMAC Bank has 12 month bank CDs (1 yr cd rate) at 3.75% APY making their certificate of deposit rates highest right now. Countrywide bank by comparison has their 1 year CDs at only 2.10% Annual percentage yield. INGdirect’s 12 month CDs are at 2.75% APY.

Certificate Rates at GMAC Bank

Published on December 2, 2008 By Best Rate Finder

GMAC Bank has the best certificate of deposit rates for right now for CDs with a life of 3 months to 3 years.  They only require $500 minimum to open a new CD account and they are FDIC insured.
Here is a list of GMAC Bank’s current CD rates:

Term
Rate
APY

3 months
3.20%
3.25%

6 months
3.68%
3.75%

9 months
3.73%
3.80%

12 months
4.16%
4.25%

18 months
4.17%
4.26%

2 years
4.35%
4.45%

3 years
4.40%
4.50%

4 [...]

Best CD Rates at WAMU-Hot Deal!

Published on September 3, 2008 By Best Rate Finder

Washington Mutual (WAMU) has the best CD rates for 12 month CDs at an amazing 4.50% APY interest rate! This is a very high CD rate for a nationwide, reputable bank. This rate only applies to certificates of deposit accounts opened online and does NOT apply at their normal bank branches.

Only $1000 minimum [...]

Top CD Rates: 12 Month Certificate of Deposit at 3.95%

Published on June 4, 2008 By Best Rate Finder

Countrywide Bank has the highest APY for 1 year CDs. Countrywide has a minimum deposit $10,000 for new CD accounts. They also have the best jumbo CD rates since they offer the same 3.95% APY for balances over 250,000 dollars. You will incur a penalty if you withdraw your money out of [...]

Special 1 year high CD APY at IndymacBank

Published on May 8, 2008 By Best Rate Finder

indymacBank has a promotion going on right now for new certificates of deposit with a 5000 dollar minimum deposit. They are offering a great 12 month CD rate of 4.15% APY which edges out Countrywide’s 1 year CD rate of 4.10% APY. Countrywide’s minimum deposit is also double indymacbank’s at 10,000 dollars.

Bank of the Internet Highest CD Rates-5.51% APY

Published on August 10, 2007 By Best Rate Finder

Bank of Internet currently has the best CD rates around. CD rates have dropped somewhat in the past few weeks. Hopefully you locked in a good rate a month or two ago. Bank of Internet is FDIC insured. Here are their current CD rates:

Personal CDs
APY

6 Month CD
4.800%

12 Month CD
5.100%

24 Month CD
5.460%

36 [...]

Bank of Internet-up to 5.51% APY CDs

Published on June 20, 2007 By Best Rate Finder

While the name Bank of Internet may sound sketchy, they have actually been established as an “internet bank” by the FDIC shows that they have been in business since 2000 and they are indeed insured by the FDIC.
The current Bank of Internet CD rates are right up there with the best:

CD Term
APY

6 Month
5.260%

12 Month
5.450%

24 Month
5.460%

36 [...]

ELOAN-5.45% APY-1 year CD

Published on May 24, 2007 By Best Rate Finder

ELOAN currently has the best CD rate on their 1 year CD at 5.45% APY. They edge out Umbrella bank (with Umbrella bank’s 1 year CD at 5.40% APY.) The only problem with ELOAN is that you need a minimum $10,000 deposit.