AmtrustDirect has the best CD rate of 3.51% APY on 6 month CDs. The minimum deposit is only 1000 dollars. Here are some online reviews for Amtrust Direct Bank.

If you are interested in 9 month certificates of deposit then AmtrustDirect also has a great rate of 3.76% APY. E-Loan also has 9 month CDs at 3.66% APY (10,000 minimum). Both AmtrustDirect and E-Loan beat Countrywide’s CD rates by a wide margin. Their 9 month CD is only at 3.00% APY with a 10,000 dollar minimum deposit. Countrywide’s CD rates are likely falling because of their recent merger with Bank of America.

AmtrustDirect.com says that you can open a new CD account with them online in less than 10 minutes. If this is true then it’s definitely a plus; it’s sometimes painful to wait for snail mail to complete a new online account creation.

Tags: 6 mo CD rates, Amtrust Direct Bank Rates

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