ELOAN currently has the highest CD rate for 60 month CDs at an amazing 5.60% APY. I currently have an online savings account with them since they offered the best interest rates at the time.

There’s a $10,000 minimum to open any CD account at ELOAN and they are FDIC insured.

They don’t have the best online interface but the transfers from your ELOAN account into your primary linked account occur VERY FAST-usually within 1-2 days.

In comparison, ING DIRECT usually takes 3-4 days to get money transferred from your ING Account into your primary linked account. This is in reference to the online savings accounts from these institutions (you wouldn’t make transfers regularly with CDs as you would incur penalties.)

Tags: 5 year CD rates, 72 month CD rates, Eloan Bank Rates

5 yr cd rates Highest CD Rates