Element Direct has many different tiers for their CD rates. They have minimums ranging from 5000 to 100000 dollars. Here’s the general breakout as of today:

• $5,000 Minimum Deposit CD Rates:
  

  Term	APY
  3 Month CD	5.35 %
  6 Month CD	5.44 %
  9 Month CD	5.42 %
  12 Month CD	5.42 %
  18 Month CD	5.41 %
  24 Month CD	5.41 %
  30 Month CD	5.38 %
  36 Month CD	5.38 %
  48 Month CD	5.38 %
  60 Month CD	5.41 %

• $25,000 Minimum Deposit CD Rates:
  

  Term	APY
  3 Month CD	5.35 %
  6 Month CD	5.45 %
  9 Month CD	5.42 %
  12 Month CD	5.42 %
  18 Month CD	5.41 %
  24 Month CD	5.41 %
  30 Month CD	5.38 %
  36 Month CD	5.38 %
  48 Month CD	5.38 %
  60 Month CD	5.41 %

• $50,000 Minimum Deposit CD Rates:
  

  Term	APY
  3 Month CD	5.35 %
  6 Month CD	5.45 %
  9 Month CD	5.42 %
  12 Month CD	5.42 %
  18 Month CD	5.41 %
  24 Month CD	5.41 %
  30 Month CD	5.38 %
  36 Month CD	5.40 %
  48 Month CD	5.40 %
  60 Month CD	5.41 %

• $100,000 Minimum Deposit CD Rates:
  

  Term	APY
  3 Month CD	5.35 %
  6 Month CD	5.45 %
  9 Month CD	5.44 %
  12 Month CD	5.44 %
  18 Month CD	5.41 %
  24 Month CD	5.41 %
  30 Month CD	5.38 %
  36 Month CD	5.41 %
  48 Month CD	5.41 %
  60 Month CD	5.45 %

Element Financial is a division of Irwin Union Bank, F.S.B. and they are FDIC insured.

Tags: 3 mo CD rates, Element Direct Bank Rates

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