Element Direct has many different tiers for their CD rates. They have minimums ranging from 5000 to 100000 dollars. Here’s the general breakout as of today:

$5,000 Minimum Deposit CD Rates:

Term
APY

3 Month CD
5.35 %

6 Month CD
5.44 %

9 Month CD
5.42 %

12 Month CD
5.42 %

18 Month CD
5.41 %

24 Month CD
5.41 %

30 Month CD
5.38 %

36 Month CD
5.38 […]

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WTDirect (the online division for Wilmington Trust) is offering their online savings account at 5.26% APY. This appears to be a good rate for online savings initially however here is the fine print:

No minimum deposit
For the first 60 days you will earn 5.26% APY on all your money
After 60 days you will only earn […]

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