Best CD Rates Best Rate CDs – Find the Highest certificate of deposit rates

Element Direct has many different tiers for their CD rates. They have minimums ranging from 5000 to 100000 dollars. Here’s the general breakout as of today:

$5,000 Minimum Deposit CD Rates:

Term
APY

3 Month CD
5.35 %

6 Month CD
5.44 %

9 Month CD
5.42 %

12 Month CD
5.42 %

18 Month CD
5.41 %

24 Month CD
5.41 %

30 Month CD
5.38 %

36 Month CD
5.38 [...]

WTDirect (the online division for Wilmington Trust) is offering their online savings account at 5.26% APY. This appears to be a good rate for online savings initially however here is the fine print:

No minimum deposit
For the first 60 days you will earn 5.26% APY on all your money
After 60 days you will only earn [...]

Countrywide Bank is offering a high rate Online Savings Account at 5.40% APY. This is a great rate for an online savings account if you don’t already have one.

There is a relatively high minimum deposit of $50,000 to qualify for this rate.
You are limited to 6 withdrawals per month.

Also check out their 5.40% 6 [...]

Countrywide Bank is offering a high rate CD of 5.40% APY for only 6 months. This is one of the best CD rates around for a 6 month CD. They do require a $10,000 minimum deposit to secure this high interest rate. Also check out their 5.40% Online Savings Account.

While the name Bank of Internet may sound sketchy, they have actually been established as an “internet bank” by the FDIC shows that they have been in business since 2000 and they are indeed insured by the FDIC.
The current Bank of Internet CD rates are right up there with the best:

CD Term
APY

6 Month
5.260%

12 Month
5.450%

24 Month
5.460%

36 [...]

FNBO Direct is offering their online savings account at an amazing 6.00% APY with $1.00 initial deposit and no minimum monthly balance. This rate is guaranteed until September 28, 2007 so you still have time to make some money on this deal. There are potential fees associated with this FNBO Savings Account:

ATM Cash [...]

iGOBanking.com is offering a promotional 8 month CD at 5.40% APY with only $500 minimum deposit. This is for new and existing customers however the money must be “new money” and can’t be transferred into this new C.D. account from an existing igobanking.com account. This is an excellent rate for only $500 minimum [...]

iGOBanking.com is offering their online savings account at 5.30% APY.
Good:

No minimums
Highly competitive rate for savings
CD Rates aren’t bad (currently 5.30% APY for a 6 month CD)

If you’re planning on opening CDs in addition to your online savings account then it may be better to go with a bank that consistently has higher CD rates. [...]